As the current economic situation in this country has taken a toll on many of our families, we’re all examining ways to save a few extra dollars. My husband is self-employed, and as a Baby Boomer, I’ve been trying to retire and start a second career working at home online.  I still have one daughter in her senior year of college, and my oldest daughter was recently let go from her position as a marketing representative.

One of the ways that I’ve been able to get a few extra holiday gifts is by cashing in on the many rewards-points that I’ve earned through the purchases I’ve made on credit cards that offer rewards programs. When redeeming points, I’ve been able to exchange them for gift cards.

With the money I will be spending on holiday-related food, gifts and travel during this busy season, I would love it if I could get something in return.

For quiet some time, I’ve been enrolled in a simple rewards program that not only allows we grandmoms and moms to redeem points we earn for travel and hotel stays, but also on holiday gifts. Priority Club Rewards enables everyone on a budget to earn points through spending their hard-earned dollars that can be used with partnered hotels, airlines, and hundreds of online retailers including:

• Old Navy
• Target
• Barnes & Noble

Earning points through purchases provides a great way to put our spending into perspective. By shopping and spending wisely, we can get the most out of our frugal budgets this holiday season and put our earnings towards purchases in the New Year.  You can also show your goodwill this holiday season and give back to others who are less fortunate. Families are able to redeem PCR points to make charitable donations.

Additionally, you can keep earning new points to use down the line by using a Priority Club Rewards Visa card from Chase and shopping at stores like Target and Walmart where purchases made can earn you points.  If you are a WAHM and use a credit card for your business purchases, enrolling in Priority Club Rewards Points is a wonderful way to earn points that can be redeemed towards travel and hotel stays when you start planning your family vacations this coming spring.

I can utilize the great royalty rewards program so that I don’t need to choose between either a family vacation or holiday spending this year. All you need to do to start earning points is to sign up at www.priorityclub.com

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